Credit Analyst, IRC

Click here to subscribe to news.

Location: London, ON

VersaBank is an inclusive, entrepreneurial, Schedule 1 Chartered Bank with over $3.4 billion in assets and growing. As Canada’s most innovative Bank, VersaBank operates as a branchless financial institution that obtains its deposits and provides the majority of its loans and leases electronically, with innovative deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. For more information on VersaBank, please visit our website at

Key Responsibilities:

As a member of the Investment Risk & Control (IRC) team, you will play an important role in the risk management of the Bank’s high-performing Point-of-Sale Financing division, the largest and fastest growing product offering of the Bank.

In this role, you will be expected to utilize your credit adjudication experience and analytical skills in ensuring fundings meet the Bank’s established eligibility criteria and risk appetite, while providing clear and concise summaries of your findings and recommendations to senior staff within the IRC group.

You will need to multi-task, manage competing priorities and follow up with audit findings and recommendations as required to ensure duties are completed on time. Ultimately, this position will appeal to someone with a credit or underwriting background who is highly organized, manages their time effectively and possesses superior analytical skills.


•A minimum of 3+ years’ experience in consumer and commercial underwriting or credit adjudication.
•Prior experience with securitization programs and a business degree or post-secondary education in a related field are assets.
•Strong computer skills, particularly using Excel.
•Exceptional time management and attention to detail are all essential.

What we offer:
•A friendly and positive work environment
•A very competitive compensation package
•An outstanding benefits program
•Tuition refund program
•Fitness club membership
•Incentive award program

Application Procedure

If working for a ‘non-traditional’ bank with an entrepreneurial flair and its head office in London appeals to you, we encourage you to apply. Please forward your resume and cover letter in confidence to [email protected]

We thank you for taking the time to submit an application. Please be advised that only those applicants selected for an interview will be contacted.